Should NGOs join hands with Private Banks in their CSR efforts?

In our Country, major Banks in Private sector like ICICI, AXIS and HDFC have been in News for wrong reasons. MNBanks like HSBC have also been in the news for wrong reasons. Is it true that the Regulators cast a blind eye on them? Should NGOs join hands with them in their CSR efforts? Are our Regulators regulating themselves in favour of erring Banks !

Udayashankar

Sheila Bair: Regulators Let Big Banks Look Safer Than They Are
Capital-ratio rules are upside down—fully collateralized loans are considered riskier than derivatives positions.
(In critical areas such as the ones discussed by Sheila Bair in the context of USA, Indian Regulators seem to be doing a good Job. Is it not?)
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